This Hadith deals with the problem of fate in which Faith is essential. What it means is that Almighty Allah already knows about every person, whether he will be pious or impious, whether he will go to Jannah or Hell. He has already recorded all this. But it does not mean that man is absolutely helpless and is deprived of will and power, as is believed by some deviant sects who have gone astray. Fate is in fact a manifestation of the Knowledge of Allah and it has nothing to do with the will and intention of a person. Allah has not created man as a helpless creature, but has endowed him with the freedom of will and action, because in the absence of these two qualities, there would be no justification for his trial. He could only be put to test if he was granted not only the ability to choose between good and evil but also the freedom to act. For this purpose, Almighty Allah, has clearly indicated to man both the paths and granted him freedom to choose whichever he likes. He has also told him the ultimate end of each. The Noble Qur'an says:
"Verily, We showed him the way, whether he be grateful or ungrateful". (76:3)
"Then whosoever wills, let him believe; and whosoever wills, let him disbelieve". (18:29).
But by mentioning this Hadith in the chapter relating to the fear of Allah, Imam An-Nawawi has warned that we should be fearful of Allah, pray for His Help, and an auspicious end of our life. He has advised us to adopt whatever means are available to us. In other words, we should make Faith and piety a way of life because one can find the means and resources according to one's capacity. Since nobody knows the result of his endeavours, one should leave it to Allah and rest assured that He Who has created him with a purpose will also create the ways and means to attain it. He who adopts piety, the ways to piety will open for him; and he who adopts evil, the ways to evil will open for him.
A Muslim should never go towards evil at any stage of his life, lest his life comes to an end suddenly and he is deprived of the reward of all the good deeds he has done during his life and consequently he is consigned to Hell rather than Jannah. May Allah save us from a bad end and such actions which lead one to Hell.