It was narrated from Anas that: The Prophet of Allah (صلی اللہ علیہ وسلم) said: "Allahumma inni audhu bika min al-ajzi, wal-kasali, wal-bukhli, wal-jubni, wal-harami, wa adhabil-qabri, wa fitnatil-mahya wal-mamat (O Allah, I seek refuge in You from incapacity, laziness, miserliness, cowardice, old age, the torment of the grave and the trials of life and death).