It was narrated that Urwah bin Maimun said: "I heard Umar bin Al-Khattab say: The Messenger of Allah (صلی اللہ علیہ وسلم) used to seek refuge with Allah from five things and say: Allahumma inni audhu bika minal-jubni, wal-bukhli, wa suwil-umuri, wa fitnatis-sadri wa adhabil-qabr (O Allah, I seek refuge with You from cowardice, miserliness, reaching the age of second childhood, the trials of the heart and the torment of the grave).